Difficult Times People are staring at job losses Small businesses facing tremendous pressure Large Corporates waiting for drop in earnings These are challenging times. The future may seem very uncertain while the country is locked down. Especially when everyone is watching the news channels while at home. The rate at which markets across the globe have fallen was never witnessed in the recent past. So swift were the responses from many Governments around the world, excepting a few. Our Government and the RBI too responded with lot of measures to boost sentiment, though not as fast as the US. This is not the first instance of such challenges, neither this would be the last. Now is the time to look ahead rather than worrying too much about what had happened. Let us look at an individual who was earning Rs 100/- a month. Suppose, in these circumstances, his wages temporarily
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